What you need to know about Obamacare’s rollout
A growing number of U.S. hospitals and nursing homes are expected to have the federal health care law’s “accelerated” rollout, in which insurers will offer limited health insurance coverage and be able to sell it to the public.
U.S., Canada and Mexico announced Monday that they were joining the “academy” of nations in which states can offer limited-benefit plans, but without covering people with preexisting conditions.
U.K. Prime Minister Boris Johnson and Mexican President Enrique Pena Nieto announced their plans to do the same.
The new standards apply to hospitals, nursing homes, assisted living homes and other care facilities in the U.s., Canada, Mexico and Britain, according to the U of M’s Center for Health Policy and Practice.
They were approved by the U-M Health Policy Institute.
The U. S. Health and Human Services Department said Monday that it was working with the three nations to provide the new rules for their health care systems, and will continue to do so.
The department did not immediately respond to a request for comment.
The countries were expected to issue their rules for coverage on Friday.
The rule change comes amid mounting public pressure to provide coverage to people with pre-existing conditions, especially those with preeXisting conditions and those with conditions that can make it difficult for insurers to find qualified patients.
The Obama administration’s new rules will allow insurers to sell limited-benefits plans that cover people with a broad range of conditions, such as diabetes and high blood pressure, in most states.
Insurers will have to charge people higher premiums if they have more than one preexistent condition, or a combination of pre-existing conditions, or if they can’t get insurance through an employer or government program.
Insurance companies will be required to pay the full cost of those plans, and the costs for sick and healthy people will be borne by the government.
Insurers must cover people regardless of whether they have coverage from a pre-established employer, or from the federal government.
Health care experts say it will be very difficult for most Americans to qualify for coverage through a preestablished employer or from a government program, which may make coverage harder to obtain.
They also say it is hard for consumers to know what coverage is available and how much they will pay for it.